05.12.26 by Joe Gleinser

The Unique Needs of FinTech Applications

The fintech cloud transformation is real — and it’s accelerating. FinTech applications, historically deployed on-premise or in private cloud environments, are moving to the public cloud. The economics are better, the scalability is real, and the development velocity is faster.

But from our unique vantage point of talking to fintech cloud providers and Financial Institutions (FIs) daily — and supporting 2,000+ FI connections across the US — we find very few who are happy with the connectivity options available to them as they make this move.

The specific needs of fintech cloud applications

FinTech providers are in the unique situation of having to connect their fintech cloud applications to Financial Institution data that is outside of their control. These FIs keep their core banking data in their own data centers or those of the major cores — Jack Henry, Fiserv, FIS — but often lack network-savvy staff onsite to manage the deployment of the connectivity required for new FinTech applications.

This means slower deployments, reduced support capabilities, and an overall erosion of the customer experience. Every new FI connection becomes a custom project. Every security update requires coordination with an IT team you don’t manage. Every compliance gap is a shared liability.

The challenges fintech cloud providers face that standard connectivity tools don’t address:

  • Security expectations are much higher than internal connections — every packet crossing organizational boundaries carries FFIEC, PCI-DSS, and SOC 2 Type II obligations for both parties
  • Change management takes on entirely new dimensions when connecting two separate organizations
  • Deployment requires coordination between IT teams of different companies — often with no technical expertise on the FI side
  • Cost becomes more important as every dollar spent on connectivity directly erodes fintech cloud application margins
  • Compliance is everyone’s responsibility and all network activities must be logged — consistently, across every connection, demonstrable in any audit
  • Patching and updating individual connections becomes operationally unsustainable as FI count grows. CISA consistently flags unpatched connections as a top financial services attack vector

Trustgrid is built for fintech cloud connectivity

Trustgrid is focused on a neglected part of the cloud networking market — the point-to-point connections between two different organizations, where one side is a fintech cloud environment and the other is any on-premise FI infrastructure the FinTech provider doesn’t control.

As an AI-managed Network-as-a-Service, Trustgrid was designed from the ground up to leave all of the legacy problems behind — hardware dependency, complex NAT, BGP configuration, and time-consuming per-connection security patching.

In practice that means:

  • New FI connections go live in one day via TG Express — no IT expertise required at the FI end
  • Security patches push simultaneously across all FI connections from a single portal — no per-connection coordination
  • Every fintech cloud connection is monitored continuously — the platform detects, diagnoses, and resolves issues automatically before they affect your customers
  • Full audit logging, certificate-based authentication, and role-based access controls are built into every connection — SOC 2 Type II certified, FFIEC and PCI-DSS compliant at the platform level

Moving to the public cloud represents an evolution of thinking, technology, and processes. The way your fintech cloud application connects to financial institutions should be part of that evolution — not an afterthought, and not a compromise to legacy technology that was never built for this problem.

See how Trustgrid connects fintech cloud applications to financial institutions →